Welcome to register with Bank361 (hereinafter referred to as the "Platform"). Only after registering on the Platform can you become a user of the Platform and use the services provided by the Platform's web service (www.bank361.com), mobile application ("Bank361" app), and related channels.
Before registering as a user of this platform, please confirm that you have carefully read, fully understood, and accepted all terms of this Agreement. By using the services of this platform, you agree to abide by all terms of this Agreement. This platform reserves the right to modify the terms of this Agreement at any time. If any changes or modifications are made to the terms of this Agreement, the modified content will be displayed on the relevant page. If you disagree with the modifications to this Agreement, you may cancel the services you have already obtained and cease using them. If you continue to use the services provided by this platform, you will be deemed to have accepted the modifications to this Agreement.
I. Scope of Applicability of the Agreement
The operation and management rights of this platform belong to Heilongjiang Baixi Network Technology Service Co., Ltd. This Agreement is between you and Heilongjiang Baixi Network Technology Service Co., Ltd., clarifying the rights and obligations of both parties regarding the services and business operations conducted through this platform. Users entering into this Agreement must be natural persons with full civil rights and capacity for civil conduct. If you do not meet these requirements, please do not use your account. Failure to do so will result in invalidity or revocation, and you will assume all responsibility and consequences.
2. Service content
The specific content of the related Internet services provided by this Platform to users is provided by this Platform based on actual circumstances. This Platform reserves the right to change, suspend, or terminate some or all of these services at any time. You understand and agree that the services provided by this Platform are provided in accordance with the current state of technology and conditions. This Platform will make every effort to provide you with services and ensure the continuity and security of the services. You understand that this Platform cannot always foresee or prevent technical and other risks, including but not limited to service interruptions caused by force majeure, network issues, defects in third-party services, inability to use related services, and other risks and losses.
3. Registration Information Provision and Account Management
This platform provides you with a registration channel. When registering an account, you must follow the instructions on the registration page to provide true, accurate, complete, and up-to-date personal information and use your valid identity information, mobile phone number, and other personal information for real-name verification. After reading and agreeing to this Agreement and completing all registration procedures, you will obtain an account on this platform and become a user of this platform. Ownership of your registered account belongs to this platform. If an account is cancelled or service is terminated, this platform may permanently delete all information or data associated with the account. This platform has no obligation to return or restore any information or data to the user.
When registering, using, and managing your account on this platform, you should comply with the following rules: you understand and promise that the account you set up shall not violate national laws and regulations and the relevant rules of the platform. The registration information and other personal information you provide shall not contain illegal or harmful information. Without the permission of others, you shall not use the name of others (including but not limited to using someone else's name in a way that can cause confusion) to open an account, and shall not maliciously register accounts on this platform (including but not limited to frequent registration, batch registration of accounts, etc.). You must comply with relevant laws and regulations during the process of account registration and use, and shall not engage in any behavior that infringes on national interests, damages the legitimate rights and interests of other citizens, or is harmful to social morality. The platform has the right to review the information you submit.
When registering, using, and managing your account, you must ensure the authenticity of the identity information you provide when registering your account. Please use true, accurate, legal, and valid relevant identity documents and necessary information when registering and managing your account. In accordance with relevant national laws and regulations, in order to use some functions of this platform, you need to provide your true identity information. Please complete real-name authentication in accordance with relevant laws and regulations and be sure to update the above relevant information in a timely manner. If the materials or information you submit are inaccurate, untrue, illegal, or the platform has reason to suspect that the information is incorrect, untrue, or illegal, the platform reserves the right to refuse to provide you with the relevant functions. You may not be able to use this platform or some functions may be restricted during use.
Your account is for your personal use only. You are prohibited from giving, lending, renting, transferring, selling, or otherwise licensing your account to others. If the platform discovers or has reasonable grounds to believe that a user is not the original registrant of an account, the platform reserves the right to immediately suspend or terminate services to that registered account, or permanently cancel the account, to protect the security of the account.
You are responsible for maintaining the security and confidentiality of your account and password, and assume full legal responsibility for any activities conducted under your registered account, including but not limited to any legal liability arising from any data modifications or other operations performed on the Platform. You should attach great importance to the confidentiality of your account and password and must not disclose them to others under any circumstances. If you discover that someone is using your account without permission or that any other security breach has occurred, you must immediately notify the Platform.
If you lose your account or forget your password, you may request to retrieve it through the channels provided by this Platform. You understand and acknowledge that this Platform's password retrieval mechanism only verifies that the account and mobile phone number are consistent with the system's recorded information and cannot verify whether the individual is the legitimate user of the account. This Platform specifically reminds you to properly safeguard your account and password. If your account is stolen or your password is lost due to improper storage, personal reasons, or other force majeure, you will bear the corresponding responsibility.
After you complete account registration and login on this platform and undergo reasonable and necessary identity verification, you may review and modify your submitted personal information at any time. You understand and agree that, for security and identity verification purposes (such as account or password retrieval services), you may not be able to modify the personal identity information and other verification information you provided during real-name authentication. You may also request account cancellation. This platform will assist you in account cancellation after completing reasonable and necessary verification of your personal identity, security status, device information, etc., and will delete all information related to your account in accordance with your request, unless otherwise provided by laws and regulations.
IV. User Code of Conduct
You are responsible for your use of this Platform. Unless permitted by law or with the prior written permission of the Platform, you may not engage in the following activities when using this Platform: using any plug-ins, add-ons, systems or third-party tools not authorized or permitted by the Platform to interfere with, damage, modify or otherwise affect the normal operation of this Platform.
Use or conduct any activity against this platform that endangers computer network security, including but not limited to:
a. Illegally accessing other people's networks, interfering with the normal functions of other people's networks, stealing network data, or other activities that endanger network security;
b. Providing programs or tools specifically designed to engage in activities that endanger network security, such as intruding into networks, interfering with the normal functions and protection measures of networks, stealing network data, or other activities;
c. Providing technical support, advertising, payment settlement, or other assistance to others knowingly engaging in activities that endanger network security;
d. Using unauthorized data or accessing unauthorized servers;
e. Accessing public computer networks or other people's computer network systems without permission and deleting, modifying, or adding stored information;
f. Attempting to probe, scan, or test the vulnerabilities of the Platform's systems or networks without permission, or otherwise engaging in activities that undermine network security;
g. Attempting to interfere with or disrupt the normal operation of the Platform, intentionally spreading malicious programs or viruses, or other activities that disrupt normal network information services;
h. Forging TCP/IP packet names or portions of names;
i. Reverse engineering, disassembling, compiling, or otherwise attempting to discover the Platform's source code;
j. Maliciously registering accounts on the Platform, including but not limited to frequent or bulk registrations;
k. Accessing this platform or using its resources without permission (including but not limited to any robot software, spider software, crawler software, spamming software, or other means of accessing or logging into the platform);
l. Violating laws and regulations, this Agreement, the platform's relevant rules, or any other conduct that infringes upon the legitimate rights and interests of others.
m. Any other conduct that endangers the security of the network or this platform.
Publishing, reprinting, or transmitting information containing any of the following:
a. Opposing the basic principles established by the Constitution;
b. Endangering national security, leaking state secrets, subverting state power, or undermining national unity;
c. Damaging national honor and interests;
d. Inciting ethnic hatred or discrimination, or undermining national unity;
e. Undermining national religious policies, promoting cults and feudal superstitions;
f. Spreading rumors, disrupting social order, or undermining social stability;
g. Spreading obscenity, pornography, gambling, violence, murder, terrorism, or inciting crime;
h. Insulting or defaming others, or infringing upon the legitimate rights and interests of others;
i. Infringing upon any third party's intellectual property rights, copyright, or public or private rights;
j. Containing any other content prohibited by laws or administrative regulations.
If the platform believes that any of your actions violate or may violate the above agreements, the platform may independently judge and handle the matter, and has the right to terminate the provision of services to you without any prior notice, and reserves the right to pursue relevant legal liability from you.
V. User Commitment and Authorization
(1) Comply with Chinese laws and regulations, and all agreements, regulations, and procedures related to online services, and refrain from engaging in any illegal activities.
(2) Users shall be responsible for the authenticity, accuracy, and legality of the information they provide, and shall not include any illegal, unauthorized, or false information.
(3) Users shall maintain the confidentiality of their Platform account usernames and passwords, and shall bear full responsibility for all operations and use of their Platform accounts, as well as all activities and events occurring under such accounts.
(4) Users agree to receive information pushed by this Platform.
(5) The service information provided by this Platform may include text, software, audio, images, videos, charts, data, etc. All such information is protected by copyright, trademark, patent, and other intellectual property rights laws. Users may use this information only after obtaining authorization from this Platform or other relevant rights holders.
6. Privacy Protection
For details on privacy protection, please refer to the User Privacy Policy of this platform.
